Do you think working abroad will make you rich easily?

Have you heard this line? Maybe from your friend or colleague saying “if they only have the opportunity to work abroad and be an OFW, for sure their lives will change and they’ll be rich?”

I’ve met people who earn P100,000 , P200,000+ or more a month —and they spend everything. (Yes, those earnings are chicken feet if you are an OFW)

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That’s why their money pump remains dry and they’re too afraid to loose their jobs from working abroad because they have no savings. Many are unprepared and will be back to zero upon returning to Philippines (you can also read my previose article OFW Engineer terminated from workAre you prepared to return to Pinas?)

Maybe you’ll ask. How is that possible they don’t have savings when they are earning hundred thousand pesos monthly?

You see, It really doesn’t matter how much people earn. What matters is how much they save and invest.

You see,sometimes it’s not the salary that matters, it’s how you handle your salary and manage your finances that matters

If you don’t know how to properly manage money while it is small, then you won’t be able  to properly manage it when you have more.

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A lot of Lotto winners for example eventually go back to being poor. I read this headline “Lotto Winner Spends P14M In Just 3 Months” years ago. He not only zeroed out his money but also has huge debt, was poorer than ever and now he’s also sick.

He did not know how to manage all those millions and it magnified who he truly is.

You see money only magnifies who you are.  So, if you’re a kind and generous person, if you were to accumulate a lot more money, you’ll become even kinder and more generous with everyone in your sphere of influence.  On the other hand, if you’re a closed-minded person who’s negative and pushy, you’ll become a person that nobody will want to be around.

We need to learn financial literacy while its not yet too late. Investment is a crazy decision, but you have to do it if you want to have a good future and even a good present.

Friend, you have money now. It may be small but you have it. Almost everyone can invest in Paper Assets (Stocks, Mutual Funds, Unit Investment Trust Funds or UITF)

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You have a choice.

Will you simply consume your little money?

Or you will save and invest and make your money work for you? Sow in the time of Famine. Delay gratification and think ahead so you can come back to the Philippines for good and be with your loved ones.

If you want to know how an OFW can turn to an Investor, then subscribe now to my blog Super OFW Investor and feel free to share and comment below.

About Nolan Lazaro

You can visit the blog at Nolan Lazaro is an IT guy, a former OFW in Saudi Arabia and in Singapore, He is the founder of Super OFW Investor and a Financial Advocate at He knows the hardships and battles of being an OFW as he himself worked overseas for countless years. He have not spent the holidays in the Philippines with his family for many years. Like you, He is also battling to become better and trying to make a living overseas by working hard. He work a lot for his family and to reach his dreams faster. He write about the struggle that we all face as an OFWs and He wants to help all kababayans on how improve finances and to know about investments and financial literacy so that we can achieve what we want faster. Nolan salute all OFWs for their great sacrifices and hardships just to feed their family in the Philippines. Join him and Be Financially Free! Visit his blog at now at